The Chief Minister of Khyber Pakhtunkhwa (KP), Sardar Ali Amin Khan Gandapur, has launched the Ehsaas Rozgar and Housing Programs to tackle unemployment and provide housing for low-income families. These initiatives include interest-free loans for small businesses, vocational graduates, and affordable housing solutions. The programs aim to uplift socio-economic conditions and encourage entrepreneurship, making them a beacon of hope for many families in KP.
| Program | Loan Amount | Eligibility | Target Group |
| Ehsaas Rozgar | Up to Rs. 200,000 | Entrepreneurs with business ideas | Small business owners |
| Ehsaas Hunar | Up to Rs. 500,000 | Skilled graduates | Vocational graduates |
| Ehsaas Naujwan Rozgar | Rs. 1M – Rs. 10M | Skilled youth with business plans | Small teams with ideas |
| Ehsaas Apna Ghar | Up to Rs. 1.5M | Low-income families | Homeowners for housing loans |
Table of Contents
Ehsaas Rozgar Scheme
The Ehsaas Rozgar Scheme is designed for individuals seeking interest-free loans to start or grow small businesses. Loans of up to Rs. 200,000 are available for deserving entrepreneurs. The program prioritizes residents of KP who have innovative and practical business ideas. By supporting small businesses, this scheme aims to boost self-reliance and generate employment opportunities.
Applicants must have valid proof of residence in KP and a business plan to qualify. This program encourages small-scale enterprises and aims to reduce unemployment across the province.
Ehsaas Hunar Program
The Ehsaas Hunar Program focuses on empowering skilled graduates from technical and vocational institutes by providing interest-free loans. Loans of up to Rs. 500,000 enable recipients to establish skill-based businesses. This initiative is crucial for graduates who lack the financial means to convert their skills into sustainable livelihoods.
Eligibility criteria include having a recognized vocational certification and residency in KP. This program plays a significant role in creating opportunities for skilled individuals while addressing the unemployment crisis.
Ehsaas Naujawan Rozgar Scheme
The Ehsas Naujawan Rozgar Scheme provides substantial loans ranging from Rs. 1 million to Rs. 10 million for skilled youth and small teams with viable business plans. This initiative is designed to empower young entrepreneurs who want to launch innovative startups but lack financial resources.
The scheme prioritizes skilled youth in KP who are looking to create job opportunities for themselves and others. By fostering innovation and entrepreneurship, the program contributes to the province’s economic development.
Ehsaas Apna Ghar Program
The Ehsaas Apna Ghar Program offers affordable housing loans of up to Rs. 1.5 million. These loans are specifically for low-income families to construct or renovate homes. This initiative addresses the housing shortage in KP and ensures that families have access to safe and secure living conditions.
Eligible households must earn between Rs. 40,000 and Rs. 50,000 per month and must not hold existing bank loans. This program focuses on improving living standards and reducing the housing gap in the province.
Application Process for the Programs
The Ehsaas Rozgar and Housing Programs offer both online and offline application methods to make the process accessible for all.
- Online Applications: Applicants can register through the official portal, fill out the forms, and upload required documents like CNIC, proof of residence, and income statements.
- Offline Applications: Forms can be obtained and submitted at local district offices. Dedicated support desks are also available in rural areas to assist applicants.
These simplified application methods ensure that even individuals in remote areas can apply without difficulty.
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Conclusion
The Ehsaas Rozgar and Housing Programs are transformative initiatives by the KP government, offering financial assistance to address unemployment and housing challenges. By providing interest-free loans, these programs not only support economic growth but also uplift the living standards of countless families in KP. If eligible, take advantage of these opportunities to improve your future.