The Kisan Card is a program launched by the Punjab government to support farmers financially. This initiative aims to provide interest-free loans to help farmers with their agricultural activities. Under the guidance of Chief Minister Maryam Nawaz Sharif, the government plans to offer loans to 500,000 farmers, totaling 150 billion rupees. Farmers can receive loans ranging from 30,000 to 1.5 lakh rupees for each crop. In this article, we will explain the complete registration process, the eligibility criteria, and the benefits of the Kisan Card.
Table of Contents
Information Required
| Details | Information |
| Loan Amount | 30,000 to 1.5 lakh rupees |
| Eligible Land Size | Up to 12 acres |
| Required Document | CNIC (Computerized National Identity Card) |
| SMS Registration Code | 8070 |
Eligibility Criteria for Kisan Card
Before you begin the registration process, it’s important to know if you are eligible for the Kisan Card. The Punjab government has set specific criteria to ensure that only deserving farmers benefit from this scheme. To be eligible:
First, the farmer must own land up to 12 acres. This means if you have more than 12 acres, you do not qualify for the program. Second, the land must be registered in the official land records. This ensures that the land ownership is legal and recognized by the government. Third, the farmer must have a valid CNIC registered with NADRA. Without a valid CNIC, you cannot proceed with the registration.
Additionally, the SIM card used for registration must be in the farmer’s own name. This is to prevent any fraud or misuse of the program. The farmer should not be in arrears with any financial institution. This means you should not have any unpaid loans or defaults with banks or other lenders.
How to Complete Kisan Card Registration
If you meet all the eligibility criteria, the registration process is straightforward. Farmers in Punjab can register for the Kisan Card by sending an SMS from their own registered mobile number. Here are the steps to follow:
Start by opening your phone’s messaging app. Enter your CNIC number exactly—no dashes or spaces allowed. For instance, enter 1234567890123 if your CNIC is 12345-6789012-3. This SMS should be sent to 8070. Make sure the phone number you are using is registered in your name; if it isn’t, the registration process won’t be completed.
You will receive a confirmation message after the SMS has been sent. This message will state that your registration has been received and is being processed. The authorities will then verify your details to confirm your eligibility. This verification process may take some time, so please be patient. Once the verification is complete, eligible farmers will receive another SMS confirming their eligibility for the Kisan Card. This message will provide further instructions on how to obtain your card.
How to Get a Kisan Card
After successfully completing the registration process and receiving the confirmation SMS, you can proceed to get your Kisan Card. The card is available at designated centers across Punjab. To collect your card, follow these steps:
Visit the agricultural extension office in your tehsil. Make sure to bring your original CNIC and the SMS confirmation you received. Show these to the staff from the Bank of Punjab who are present at the center. They will verify your details and activate your Kisan Card on the spot.
The government has established 136 centers throughout Punjab to distribute the Kisan Card. It’s important to carry the same CNIC you used during registration when you go to collect your card.
Benefits of the Kisan Card
The Kisan Card offers numerous benefits to registered farmers. One of the main advantages is access to interest-free loans ranging from 30,000 to 1.5 lakh rupees per crop. This financial support can significantly help farmers invest in seeds, fertilizers, and other essential inputs without worrying about immediate repayment pressures.
Additionally, cardholders can access agricultural inputs like fertilizers and medicines at official government rates. This means you can purchase these necessities at lower prices compared to the open market, reducing your overall farming costs.
Furthermore, having a Kisan Card makes you eligible for other government programs such as the Green Tractor Scheme and initiatives to convert agricultural tube wells to solar energy. These programs aim to modernize farming practices and reduce operational costs.
Why Should Farmers Get the Kisan Card?
Farmers in Punjab are encouraged to register for the Kisan Card because it provides substantial financial assistance. The cost of farming inputs like seeds, fertilizers, and equipment is continually rising. The Kisan Card helps alleviate this burden by offering interest-free loans and discounts on essential items.
By receiving financial support, farmers can manage their expenses more effectively, leading to better crop yields and increased profits. Moreover, the card opens doors to other government schemes aimed at improving agricultural productivity and sustainability.
Having a Kisan Card demonstrates that you are recognized by the government as an active farmer. This recognition can be beneficial when applying for future programs or subsidies designed to support the farming community.
Conclusion
The Kisan Card initiative is an excellent opportunity for farmers in Punjab to receive much-needed financial support. With loans ranging from 30,000 to 1.5 lakh rupees, farmers can invest in their crops without the stress of high-interest rates. The card also provides access to discounted agricultural inputs and eligibility for other beneficial government programs. The registration process is simple and straightforward. If you meet the eligibility criteria, don’t miss out on this opportunity. Register now by sending your CNIC number to 8070, and take advantage of the support the Kisan Card offers.
Also Read: BISP Kafalat Program 25000 Double Payment 2024 | Registration Guide
FAQs
Can I get the Kisan Card if I own more than 12 acres?
No, the Kisan Card program is only available to farmers who own up to 12 acres of land. If you own more than that, you are not eligible for this particular scheme.
What happens if my SIM card isn’t registered in my name?
You must use a SIM card that is registered in your own name to complete the registration process. If your SIM is not registered to you, you should get it updated before attempting to register.
What should I do if I don’t receive a confirmation SMS?
If you do not receive a confirmation SMS after sending your CNIC to 8070, first check that you entered your CNIC correctly and that your SIM is registered in your name. If everything is correct and you still haven’t received a response, visit the nearest agricultural extension office for assistance.